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Medicare education

Understanding Medicare Starts Here

Whether you're turning 65, retiring, or reviewing your current Medicare coverage, Medicare Compass helps you understand your options through clear, CMS-compliant education and guidance.

CMS-compliant educational resourcesLicensed Medicare guidanceNo obligation

Where are you today?

Pick the situation closest to yours and we'll start you in the right place.

Turning 65

Learn what to do during the enrollment window around your 65th birthday.

Already on Medicare

Review the coverage you have today and understand your options.

Retiring or Losing Employer Coverage

Understand how Medicare fits when your group coverage ends.

Medicare in plain English

What is Medicare, really?

Medicare is the federal health insurance program for people 65 and older, and for some younger people with certain conditions. It has a few moving parts, and understanding how they fit together is the whole game.

Most people combine Original Medicare (Parts A and B) with either a Medicare Advantage plan (Part C) that bundles everything together, or a Medicare Supplement plan plus a Part D drug plan. The right choice depends on your doctors, your prescriptions, your budget, and how you like to use your coverage.

Start with Medicare 101 →

Common questions

Answers to what people ask most.

A handful of the questions we hear every day. See the full FAQ center for many more.

When can I sign up for Medicare?
Most people first become eligible during a seven-month window around their 65th birthday. If you are still working or covered by an employer plan, you may have more time. See enrollment periods →
What is the difference between Medicare Advantage and a Supplement?
A Medicare Advantage plan bundles your coverage through a private carrier, usually with a network and often with extras like dental or vision. A Medicare Supplement works alongside Original Medicare to help pay costs Medicare doesn't cover. Compare the two →
Do I need Part D if I don't take any prescriptions?
You are not required to enroll, but signing up later can trigger a permanent late-enrollment penalty. Many people choose an inexpensive Part D plan to avoid it. Part D explained →
Is there a cost to talk with a licensed advisor?
No. Licensed advisor help is free to you. Advisors are paid by the insurance carriers, not by you, and there is never an obligation to enroll.

Ready to take the next step?

When you're prepared, a licensed Medicare advisor can walk through the plans available in your area , on your schedule, with no obligation.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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